Terms and Conditions

Last updated: January 4, 2026

Introduction

Welcome to Care Calculator. These Terms and Conditions ("Terms") govern your use of our website and care rate calculator tool. By accessing or using our services, you agree to be bound by these Terms.

Acceptance of Terms

By using our website and calculator tool, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

Description of Service

Care Calculator provides:

Rate Calculator: A tool to help care agencies estimate appropriate hourly rates
Educational Content: Guides and resources about care industry pricing and business practices
Information Resources: Industry insights and best practices

Use of Our Services

Permitted Use

You may use our services for:

Calculating care rates for legitimate business purposes
Accessing educational content and resources
General information and research

Prohibited Use

You may not:

Use the service for any illegal or unauthorized purpose
Attempt to interfere with or disrupt the service
Use automated tools to access the service without permission
Misrepresent yourself or provide false information
Infringe on intellectual property rights

Calculator Tool Disclaimer

Estimates Only

Our calculator provides estimates only and should not be considered:

Professional financial advice
Legally binding rate recommendations
Guaranteed accurate pricing models
Substitute for professional consultation

Your Responsibility

You are responsible for:

Verifying all calculations independently
Ensuring compliance with local laws and regulations
Making informed business decisions based on your specific circumstances
Consulting with professional advisors as needed

No Warranty

We make no warranties about the accuracy, completeness, or reliability of calculator results. Use at your own discretion and risk.

Intellectual Property Rights

Our Content

All content on our website, including text, graphics, logos, and software, is owned by Care Calculator or our licensors and is protected by copyright and other intellectual property laws.

User License

We grant you a limited, non-exclusive, non-transferable license to access and use our services for personal or business purposes in accordance with these Terms.

Restrictions

You may not:

Copy, modify, or create derivative works
Sell, license, or redistribute our content
Remove copyright or proprietary notices
Reverse engineer our software

User Content and Feedback

Your Content

Any content you provide (feedback, suggestions, etc.) may be used by us without compensation or attribution.

No Confidentiality

Do not submit confidential or proprietary information through our website.

Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect, use, and protect your information.

Disclaimers and Limitations

Service Availability

We strive to maintain service availability but make no guarantees about uptime or uninterrupted access.

"As Is" Basis

Our services are provided "as is" without warranties of any kind, either express or implied.

Limitation of Liability

To the maximum extent permitted by law, Care Calculator shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.

Maximum Liability

Our total liability to you for any claims shall not exceed the amount you paid us for the services (which is currently £0 as our services are free).

Indemnification

You agree to indemnify and hold harmless Care Calculator from any claims, damages, or expenses arising from:

Your use of our services
Your violation of these Terms
Your violation of any third-party rights

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by:

Posting updated Terms on our website
Updating the "Last updated" date
Providing reasonable notice when possible

Continued use of our services after changes constitutes acceptance of the new Terms.

Termination

By You

You may stop using our services at any time.

By Us

We may terminate or suspend your access to our services at our discretion, including for violation of these Terms.

Effect of Termination

Upon termination, your right to use our services ceases, but these Terms will continue to apply to prior use.

Governing Law and Jurisdiction

These Terms are governed by the laws of England and Wales. Any disputes will be resolved in the courts of England and Wales.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Care Calculator regarding our services.

Contact Information

If you have questions about these Terms, please contact us at:

Email: hello@care-calculator.co.uk
Website: Contact Form

We aim to respond to all enquiries within 5 working days.

Consumer Rights

If you are a consumer in the UK or EU, you may have additional rights under applicable consumer protection laws that cannot be waived by these Terms.

Professional Advice Disclaimer

The information and tools provided on this website are for general informational purposes only and do not constitute professional, financial, legal, or business advice. Always consult with qualified professionals for advice specific to your situation.

Independent Research and Decision-Making

Your Responsibility

The information, calculations, guides, and resources provided on this website should not be your sole source of decision-making. You are solely responsible for:

Conducting your own independent research
Verifying all information against multiple sources
Consulting with relevant professionals (accountants, lawyers, industry consultants, etc.)
Making your own informed decisions based on your specific circumstances
Understanding local market conditions, regulations, and industry standards in your area

Cross-Reference Required

You should cross-reference all information provided on this website with:

Official government resources and guidelines
Industry bodies and professional organizations
Independent market research
Professional advisors in your field
Your own operational experience and knowledge

No Liability for Decisions

Care Calculator is not responsible for any business decisions, financial outcomes, or consequences arising from your use of information on this website. Any reliance on our information is entirely at your own risk.

Digital Products and Downloads

License Grant

Where we offer digital products, downloads, templates, or resources, we grant you a limited, non-exclusive, personal license to use these materials for your own business purposes only.

Restrictions on Digital Products

You may not:

Redistribute, resell, or commercially exploit digital products without written permission
Modify or create derivative works from digital products
Use digital products for service provision to third parties without a commercial license
Share login credentials or access with unauthorized users

No Refunds

Digital products are non-refundable once purchased and access has been granted, except where required by law.

Product Support

While we strive to provide quality digital products, we make no warranty regarding:

Suitability for any particular purpose
Accuracy of templates or tools
Ongoing compatibility with software or regulations
Technical support availability

Limitation of Liability for Digital Products

We shall not be liable for any losses, damages, or consequences arising from the use of our digital products, including but not limited to:

Business losses or reduced profits
Data loss or corruption
Regulatory or compliance issues
Third-party claims

Affiliate Programs and Partnerships

Affiliate Disclosures

This website may contain affiliate links and sponsored content. When we have a material connection to a product, service, or company, we will disclose this clearly.

How Affiliate Links Work

We may earn a commission if you purchase through our affiliate links
This cost is no additional to you; the price remains the same
We only recommend products and services we believe are valuable

No Endorsement Guarantee

Our affiliate relationships do not guarantee:

Product quality or suitability for your needs
Customer service or support from third parties
Refund policies or terms from affiliate partners

Your Responsibility

You should:

Review affiliate partner terms and conditions independently
Verify product or service details before purchase
Contact affiliate partners directly for support
Make purchasing decisions based on your own research

No Liability for Affiliate Partners

Care Calculator is not responsible for:

Quality of products or services provided by affiliate partners
Customer service or support from affiliate companies
Disputes, refunds, or issues arising from affiliate purchases
Accuracy of product descriptions or pricing
Any breaches of affiliate partner terms and conditions

External Websites and Third-Party Links

Links Disclaimer

Our website may contain links to external websites, resources, and third-party content. These links are provided for convenience and informational purposes only.

No Endorsement

Inclusion of a link does not constitute:

An endorsement or recommendation of the external website
An approval of the content, policies, or practices
Our responsibility for the accuracy or quality of external content

No Control or Liability

We do not control and are not responsible for:

Content on external websites
Availability or functionality of external links
Privacy practices of external websites
Technical issues or errors on linked sites
Changes to external websites after we link to them
Any damages or losses arising from visiting external websites

Your Use of External Links

When you click external links, you leave our website. You should:

Review the external website's terms and conditions
Check their privacy policies
Verify the credibility and accuracy of information
Make your own informed decisions about using external services

External Website Liability

Any disputes, complaints, or issues with external websites should be directed to those websites directly. Care Calculator cannot mediate disputes with third parties.